BARCELONA: Samsung releasing its own system at Mobile World Congress 2015, called Samsung Pay, mobile payments getting mainstream. In the coming years every phone will let you quickly check out without grabbing for your wallet.
But even though Google Wallet, Apple Pay and, soon, Samsung Pay, there are still many phones lacking NFC and the other internal tech that makes mobile payments possible.
Google Wallet and Apple Pay are both more widely accepted, but still years away from mobile payments in all major stores; if ever get there at all. If paying with phone is very important, check out which merchants accept mobile payments before upgrade your phone. Apple has a list of stores that accept Apple Pay, and if users have an Android phone with NFC, they can use Google Wallet anywhere MasterCard Pay Pass is accepted.
Finally, these apps are for paying merchants, like the coffee shop around the corner or your local big box store.