ISLAMABAD: The Central Directorate of National Savings (CDNS) has recorded a significant milestone in promoting Shariah-compliant investments, achieving Rs 23.4 billion in Islamic finance inflows from July 1, 2025, to January 8, 2026.
This figure brings the directorate close to its annual target of Rs 25 billion for the current fiscal year 2025-26, signaling robust investor confidence in Islamic savings products amid Pakistan’s evolving financial landscape.
A senior CDNS official highlighted the achievement as a testament to the growing appeal of ethical, interest-free investment options.
“We have revived and reinforced our focus on Islamic finance this fiscal year, which is poised to drive sustainable growth in the country’s Islamic economy,” the official stated.
The issuance of dedicated Islamic bonds and Shariah-compliant certificates has been pivotal in attracting investors seeking halal returns while contributing to national savings.
This progress builds on a strong track record. In the previous fiscal year (2024-25), CDNS met its target of Rs 24 billion in Islamic investments.
Further back, in FY 2023-24, the directorate mobilized an impressive Rs 75 billion through Islamic bonds alone, laying the foundation for expanded offerings and institutional reforms.
The official emphasized the global relevance of Islamic finance: “It now plays a significant role in the worldwide financial sector, forming a substantial part of the economies in many major countries.” In Pakistan, these initiatives align with broader efforts to diversify financial products, foster a savings culture, and support economic stability.
Beyond Islamic investments, CDNS has demonstrated strong performance in overall savings mobilization.
By the end of December 2025, it had already secured Rs 700 billion in inflows toward its ambitious annual goal for FY 2025-26.
Ongoing reforms within the organization aim to enhance efficiency, digitize services, and introduce innovative products to meet evolving market demands.
As Pakistan navigates economic challenges, the surge in Islamic finance investments underscores a positive trend: investors are increasingly turning to secure, ethical avenues for wealth preservation and growth.
With nearly 94% of the annual Islamic target achieved halfway through the fiscal year, CDNS appears well-positioned to not only meet but potentially exceed expectations, bolstering the nation’s push toward a more inclusive and resilient Islamic economic framework.
