KARACHI: Pakistan’s digital payments landscape is expanding rapidly. The State Bank of Pakistan (SBP) released its Financial Stability Review for 2025.
The report revealed that transactions through the instant payment system, RAAST, reached nearly Rs. 50 trillion last year.
The central bank reported a massive surge in the platform’s user base. Consequently, RAAST now serves 48 million individuals.
This staggering figure highlights the widespread nationwide adoption of instant digital payments. Consumers and businesses are increasingly relying on digital financial services.
Therefore, the platform successfully processed almost two billion transactions during 2025.
Furthermore, the SBP report highlighted increasing participation from overseas Pakistanis.
Total inflows through Roshan Digital Accounts (RDA) officially crossed the $11 billion mark. Additionally, active RDA accounts exceeded 890,000.
Ultimately, the SBP identified digitalization as a primary driver for the economy. This technological shift is rapidly transforming Pakistan’s financial ecosystem. As a result, millions of citizens now enjoy expanded access to formal banking channels.
